Home News Public Notices LEGALS FOR THE DAY OF FEB. 10, 2007
LEGALS FOR THE DAY OF FEB. 10, 2007
TRUSTEE'S NOTICE OF SALE
Reference is made to that certain deed of trust (the "Trust Deed") dated June 20, 2001, executed by Frank F. Dickson and Mary E. Dickson (the "Grantor") to U.S. Bank Trust Company, National Association (the "Trustee") to secure payment and performance of certain obligations of Grantor to U.S. Bank National Association ND (the "Beneficiary"), including repayment of a promissory note dated June 20, 2001, in the principal amount of $15,000.00 (the "Note"). The Trust Deed was recorded on July 26, 2001, as Microfilm Document No. 2001325 in the official real property records of Union County, Oregon.
The legal description of the real property covered by the Trust Deed is as follows:
The East one-half of Lots numbered One (1), Two (2), and Three (3) in Block numbered Eighteen (18) of GRANDY'S ADDITION to the City of La Grande, Union County, Oregon, according to the recorded plat of said addition.
Commonly known as: 707 Grandy Avenue, La Grande, Oregon.
No action has been instituted to recover the obligation, or any part thereof, now remaining secured by the Trust Deed or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.735(4).
The default for which the foreclosure is made is Grantor's failure to pay when due the following sums: monthly payments in full of $188.08 owed under the Note beginning May 27, 2006, and on the 27th day of each month thereafter; late charges in the amount of $120.00 as of October 21, 2006, plus any late charges accruing thereafter; and expenses, costs, trustee fees and attorneys fees.
By reason of said default, U.S. Bank National Association ND, as beneficiary under the Trust Deed, has declared all sums owing on the obligation secured by the Trust Deed immediately due and payable which sums are as follows: (a) the principal amount of $9,769.32 as of October 21, 2006, (b) accrued interest of $170.97 as of October 21, 2006, and interest accruing thereafter on the principal amount at the rate set forth in the Note until fully paid, (c) late charges in the amount of $120.00 as of October 21, 2006, plus any late charges accruing thereafter and any other expenses or fees, (d) amounts that U.S. Bank National Association ND has paid on or may hereinafter pay to protect the lien, including by way of illustration, but not limitation, taxes, assessments, interest on prior liens, and insurance premiums, and (e) costs and attorney and trustee fees incurred by U.S. Bank National Association ND in foreclosure, including the cost of a trustee's sale guarantee and any other environmental or appraisal report.
By reason of said default, U.S. Bank National Association ND, as beneficiary under the Trust Deed, and the Successor Trustee have elected to foreclose the trust deed by advertisement and sale pursuant to ORS 86.705 to ORS 86.795 and to sell the real property identified above to satisfy the obligation that is secured by the Trust Deed.
NOTICE IS HERBY GIVEN that the undersigned Successor Trustee or Successor Trustee's agent will, on April 11, 2007, at one o'clock (1:00) p.m., based on the standard of time established by ORS 187.110, just outside the main entrance of the Union County courthouse, 1008 K Avenue, La Grande, Oregon, sell for cash at public auction to the highest bidder the interest in said real property, which Grantor has or had power to convey at the time of the execution by Grantor of the Trust Deed, together with any interest that Grantor or the successors in interest to Grantor acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale.
NOTICE IS FURTHER GIVEN that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to U.S. Bank National Association ND, as beneficiary under the Trust Deed, of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed and, in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with Trustee and attorney fees not exceeding the amounts provided by ORS 86.753.
In construing this notice, the singular includes the plural, the work "grantor" includes any successor in interest of grantor, as well as any other person owing an obligation, the performance of which is secured by the Trust Deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any.
In accordance with the Fair Debt Collection Practices Act, this is an attempt to collect a debt, and any information obtained will be used for that purpose. This communication is from a debt collector.
For further information, please contact Sabrina P. Loiselle at her mailing address of Miller Nash LLP, 111 S.W. Fifth Avenue, Suite 3400, Portland, Oregon 97204 or telephone her at (503) 224-5858.
DATED this 30th day of November, 2006.
Sabrina P. Loiselle
Publish: February 3, 10, 17, 24, 2007
Legal no. 2665