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Home arrow News arrow Public Notices arrow LEGALS FOR THE DAY OF FEB. 7, 2007

LEGALS FOR THE DAY OF FEB. 7, 2007

TRUSTEE'S NOTICE OF SALE

NOTICE: DUE TO YOUR DISCHARGE IN BANKRUPTCY, YOU ARE NOT PERSONALLY LIABLE FOR THE UNPAID BALANCE ON YOUR LOAN WITH THE BENEFICIARY, ITS SUCCESSORS IN INTEREST AND/OR ASSIGNEES. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF OREGON. AS OF THE DATE OF THIS NOTICE, THE BALANCE TO PAY OFF THE DEED OF TRUST IS $65,066.43, PLUS ANY FORECLOSURE FEES AND COSTS AND ADVANCES PERMITTED IN THE DEED OF TRUST AND IDENTIFIED BELOW, IF ANY. INTEREST, FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE. UNLESS YOU DISPUTE THE VALIDITY OF TH DEED OF TRUST OR THE BALANCE REQUIRED TO PAY IT OFF OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING THIS NOTICE, THIS OFFICE WILL ASSUME THIS BALANCE IS VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEED OF TRUST OR THE BALANCE TO PAY OFF THE DEED OF TRUST OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE LANCE REQUIRED TO PAY OFF THE DEED OF TRUST WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST, WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED.

NOTICE: ALTHOUGH WE ARE A DEBT COLLECTOR, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT, BUT TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. ANY INFORMATION YOU PROVIDE WILL BE USED FOR PURPOSES OF FORECLOSING THE DEED OF TRUST DESCRIBED BELOW.

Reference is made to that certain trust deed made by Richard D. Crawford and Beverly Crawford, husband and wife., as grantor, to Eastern Oregon Title, as trustee, in favor of Household Finance Corporation II, as beneficiary, dated November 25, 1998, recorded December 1, 1998, in the mortgage records of Union County, Oregon, as Recording number 987294, covering the following descried real property situated in said county and state, to-wit:

Commencing at the northwest corner of Block numbered nine (9) of RYNEARSON'S ADDITION to La Grande, Union County, Oregon; thence East 66 feet; thence South 125 feet; thence West 66 feet; thence North 125 feet to the point of beginning. EXCEPTING THEREFROM 10 feet in width off of the rear of said premises for an alley, Being a part of lots numbered six (6) and seven (7) in Block numbered nine (9) of Rynearson's Addition to La Grande, Oregon, according to the recorded plat of said addition.

Both the beneficiary and the trustee, Krista L. White, have elected to sell the said real property to satisfy the obligations secured by said trust deed an a notice of default has been recorded pursuant to Oregon Revised Statues 86.753(3); the default for which the foreclosure is made is grantor's failure to pay the following sums:

1. Monthly Payments:

Delinquent Monthly Payments Due from 7/4/2006 through 12/4/2006:

5 payment(s) at $576.95

1 payment(s) at $576.75 3,461.50**

Total Payments:

Lender - Outstanding Fees & Costs 696.50

Subtotal: $4,158.00

TOTAL MONTHLY PAYMENTS AND LATE CHARGES: $4,158.00

**total delinquent payments reported as due by lender.

2. Delinquent Real Property Taxes, if any.

By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit:

Unpaid balance is $665,066.43 as of December 14, 2006. In addition there are attorney's fees and foreclosure costs which as of the date of this notice are estimated to be $2,500.00. Interest, late charges and advances for the protection and preservation of the property may accrue after the date of this notice

WHEREFORE, notice hereby is given that the undersigned trustee, Krista L. White, will on April 25, 2007 at the hour of 11:00 am, in accord with the standard of time established by ORS 187.110, at the front entrance to the Union County Courthouse located at 1001 4th Street, La Grande, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by grantor of the said trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.

Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred), paying all advances authorized under the trust deed, including all costs and expenses incurred in enforcing the obligation and trust deed, and by curing any other default complained of therein that is capable of being cured by tendering the performance required under the obligation or rust deed, and in addition to paying said sums or tendering the performance necessary to cure the defaut, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753.

Interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any.

DATED: December 14, 2006.

Krista L. White, Trustee

For Information Call

Bishop, White & Marshall, P.S. 720 Olive Way, Suite 1303 Seattle, WA 98101

206/622-7527

Publish: February 7, 14, 21, 28, 2007

Legal no. 2637

____________________

TRUSTEE'S NOTICE OF SALE

A default has occurred under the terms of a trust deed made by Buddy R. Shells, an unmarried person, as grantor to First American Title, as Trustee, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Cendant Mortgage Corporation, dba Century 21 Mortgage, as Beneficiary, dated October 23, 2001, recorded October 29, 2001, in the mortgage records of Union County, Oregon, as Document No. 20014954, beneficial interest now held by Mortgage Electronic Registration Systems, Inc., as nominee for PHH Mortgage Corp. as covering the following described real property:

Lot 1 in Block 8 in Grandy's Second Addition to La Grande, Union County, Oregon according to the supplemental recorded plat of said addition.

COMMONLY KNOWN AS: 2202 Cedar Street, La Grande, OR 97850

Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums:

Monthly payments in the sum of $452.81, from October 1, 2006, together with all costs, disbursements, and/or fees incurred or paid by the beneficiary and/or trustee, their employees, agents or assigns.

By reason of said default the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sum being the following, to-wit:

$46,459.64, together with interest thereon at the rate of 7.25% per annum from September 1, 2006, together with all costs, disbursements, and/or fees incurred or paid by the beneficiary and/or trustee, their employees, agents or assigns.

WHEREFORE, notice hereby is given that the undersigned trustee will on May 11, 2007, at the hour of 11:00 AM, in accord with the standard time established by ORS 187.110, at the main entrance of the Daniel Chaplin Building, located at 1001 - 4th Street, in the City of LaGrande, County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor has or had power to convey at the time of the execution of said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligations or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753.

In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any.

Also, please be advised that pursuant to the terms stated on the Deed of Trust and Note, the beneficiary is allowed to conduct property inspections while property is in default. This shall serve as notice that the beneficiary shall be conducting property inspections on the said referenced property.

The Fair Debt Collection Practice Act requires that we state the following: This is an attempt to collect a debt, and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings: This shall not be construed to be an attempt to collect the outstanding indebtedness or hold you personally liable for the debt.

Dated: 01/09/07

KELLY D. SUTHERLAND

Successor Trustee

SHAPIRO & SUTHERLAND, LLC

5501 N.E. 109th Court, Suite N

Vancouver, WA 98662

Telephone:(360) 260-2253

S&S 06-18828

Publish: February 7, 14, 21, 28, 2007

Legal no. 2645

 
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