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News Public Notices public notices for the day of December 29, 2008
public notices for the day of December 29, 2008
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TRUSTEE’S NOTICE OF SALE Loan No: 7436911051 T.S. No.: OR-167685-C Reference is made to that certain deed made by, ROBERT D ALEXANDER AND PAMELA S ALEXANDER, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETY. as Grantor to FIDELITY NATIONAL TITLE INSURANCE COMPANY, as trustee, in favor of ENCORE CREDIT CORP. A CALIFORNIA CORPORATION, as Beneficiary, dated 10/1/2003, recorded 10/10/2003, in official records of Union County, Oregon in book/reel/volume No. at page No. , fee/file/instrument/microfile/reception No. 20036892 (indicated which), covering the following described real property situated in said County and State, to-wit: APN: 03S3807DD-4500-0-101 LOT NUMBERED TWO (2) IN BLOCK NUMBERED 3-B STREET OF THE ORIGINAL TOWN OF LE GRANDE (NOW LA GRANDE), UNION COUNTY, OREGON. Commonly known as: 804 B AVENUE LA GRANDE, Oregon 97850 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor’s: Unpaid principal balance of $101,495.86; plus accrued interest plus impounds and / or advances which became due on 8/1/2008 plus late charges, and all subsequent installments of principal, interest, balloon payments, plus impounds and/or advances and late charges that become payable. Monthly Payment $1,100.88 Monthly Late Charge $46.33 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to-wit: The sum of $101,495.86 together with interest thereon at the rate of 10.099 % per annum from 7/1/2008 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that FIRST AMERICAN TITLE INSURANCE COMPANY, the undersigned trustee will on 3/20/2009 at the hour of 10:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statues, at At the front entrance of the Union Courthouse, 1001 4th Street, in the City of LaGrande, County of Union, Oregon County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and ‘beneficiary” include their respective successors in interest, if any. Dated: 10/28/2008 FIRST AMERICAN TITLE INSURANCE COMPANY C/O Executive Trustee Services, LLC at 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: 714-730-2727 Signature By: Corine Zacarias Assistant Secretary ASAP# 2914782 12/29/2008, 01/05/2009, 01/12/2009, 01/19/2008
TRUSTEE'S NOTICE OF SALE Reference is made to that certain Trust Deed made by JULIE D. MAKINEN, A SINGLE WOMAN, as grantor(s), to LSI. A FIDELITY NATIONAL FINANCIAL COMPANY, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 01/31/05, recorded 02/04/05, in the mortgage records of Union County, OR, as Recorder's fee/file/instrument/microfilm/reception Number 20050596, covering the following described real property situated in said county and state, to wit: LOT 2 AND THE NORTH 30 FEET OF LOT 3 IN BLOCK 2 OF THE ORIGINAL TOWN OF ISLAND CITY, UNION COUNTY, OREGON, ACCORDING TO THE RECORDED PLAT PROPERTY ADDRESS: 10203 S. MCALISTER LA GRANDE, OR 97850 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations secured by the Trust Deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $611.21 beginning 05/01/2008; plus late charges of $24.24 each month beginning with the 05/01/2008 payment plus prior accrued late charges of $-96.96; plus advances of $ 60.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation secured by the Trust Deed immediately due and payable, said sums being the following to wit: $76,599.17 with interest thereon at the rate of 6.125 percent per annum beginning 04/01/2008 until paid, plus all accrued late charges thereon together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, the undersigned Trustee will on Monday, March 16, 2009 at the hour of 10:00AM in accord with the standard of time established by ORS 187.110, at the following place: outside the main entrance of the Daniel Chaplin Building, 1001 4th Street, in the city of La Grande, County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the Trustee's and attorney's fees not exceeding the amounts provided by OSRS 86.753. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. Dated: November 07, 2008 RECONTRUST COMPANY For further information, please contact: RECONTRUST COMPANY 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA. 93063 (800) 281-8219 (TS# 08-0108774) 1006.40488-FEI Publish: December 22, 29, 2008; January 5, 12, 2009 Legal no. 3429
TRUSTEE'S NOTICE OF SALE NOTICE TO BORROWER: YOU SHOULD BE AWARE THAT THE UNDERSIGNED IS ATTEMPTING TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Pursuant to O. R. S. 86.705 et seq. and O. R. S. 79.5010, et seq. Trustee's Sale No. 09-FMS-64432 Reference is made to that certain Deed of Trust made by, JACK HOWARD, AN UNMARRIED MAN, as grantor, to ABSTRACT & TITLE COMPANY, as Trustee, in favor of WYMAN FUNDING GROUP, INC., as beneficiary, dated 9/7/2006, recorded 9/18/2006, under Instrument No. 20064893, records of UNION County, OREGON. The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by Deutsche Bank National Trust Company as Trustee under Pooling and Servicing Agreement dated as of May 1, 2007 Securitized Asset Backed Receivables LLC Trust 2007-BR4 Mortgage Pass-Through Certificates, Series 2007-BR4. Said Trust Deed encumbers the following described real property situated in said county and state, to-wit: Commencing at the most southerly corner of Tract "K" of COGGAN'S SECOND ADDITION to La Grande, Union County, Oregon; thence Northwesterly along the northeasterly line of Adams Avenue 41 Feet; thence at right angles Northeasterly 112 feet; thence at right angles Southeasterly 50 feet; thence at right angles Southwesterly 112 feet to the line of Adams Avenue; thence Northwesterly 9 feet to the point of beginning. SITUATE IN the City of La Grande, County of Union, State of Oregon. The street address or other common designation, if any, of the real property described above is purported to be: 1809 ADAMS AVENUE LA GRANDE, OR 97850 The undersigned Trustee disclaims any liability for any incorrectness of the above street address or other common designation. Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86735(3); the default for which the foreclosure is made is grantor's failure to pay when due, the following sums: Amount due as of December 8, 2008 Delinquent Payments from September 01, 2008 4 payments at $ 994.78 each $3,979.12 (09-01-08 through 12-08-08) Late Charges: $ 114.18 Beneficiary Advances: $ 17.98 Suspense Credit: $ 0.00 TOTAL: $ 4,111.28 ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay other senior liens or encumbrances as required in the note and deed of trust, the beneficiary may insist that you do so in order to reinstate your account in good standing. The beneficiary may require as a condition to reinstatement that you provide reliable written evidence that you have paid all senior liens or encumbrances, property taxes, and hazard insurance premiums. These requirements for reinstatement should be confirmed by contacting the undersigned Trustee. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following: UNPAID PRINCIPAL BALANCE OF $93,891.27, PLUS interest thereon at 9.000% per annum from 8/1/2008, until paid, together with escrow advances, foreclosure costs, trustee fees, attorney fees, sums required for the protection of the property and additional sums secured by the Deed of Trust. WHEREFORE, notice hereby is given that the undersigned trustee, will on April 13, 2009, at the hour of 11:00AM, in accord with the standard of time established by ORS 187.110, at FRONT ENTRANCE OF THE UNION COUNTY COURTHOUSE, 1001 4TH STREET, LA GRANDE, County of UNION, State of OREGON, sell at public auction to the highest bidder for cash, the interest in the said described property which the grantor had, or had the power to convey, at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words trustee" and "beneficiary" include their respective successors in interest, if any. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/8/2008 REGIONAL TRUSTEE SERVICES CORPORATION Trustee By ANNA EGDORF, AUTHORIZED AGENT 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 2944471 12/22/2008, 12/29/2008, 01/05/2009, 01/12/2009 Publish: December 22, 29, 2008; January 5, 12, 2009 Legal no. 3428
TRUSTEE’S NOTICE OF SALE Loan No.: 0122729684 T.S. No.: OR-08-169923-CM Reference is made to that certain deed made by JON D. SILVER AND KRISTA L. SILVER, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETY as Grantor to First American Title Insurance Co., as Trustee, in favor of Mortgage Electronic Registration Systems, Inc as nominee in favor of BNC Mortgage Inc., A Delaware Corporation, as Beneficiary, dated 8/25/2006, recorded 09/06/2006, in official records of Union County, Oregon, in book/reel/volume No. xxx, at page No. xxx fee/file/instrument/microfile/reception No. 20064645 covering the following described real property situated in said County and State, to wit: APN: 1002 THE SOUTH TEN (10) FEET OF LOT EIGHT (8), ALL IN LOTS NINE (9) AND TEN (10) AND THE NORTH TEN (10) FEET OF LOT ELEVEN (11), IN BLOCK SIX (6) OF HINDMAN'S ADDITION TO ELGIN, UNION COUNTY, OREGON, ACCORDING TO THE RECORDED PLAT THEREOF. Commonly known as: 720 N 12TH AVE ELGIN, OR 97827 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice has been recorded pursuant to Section 86.735 (3) of Oregon Revised Statutes; the default for which the foreclosure is made is the grantor’s: Installment of principal and interest plus impounds and/or advances which became due on 3/1/2008 plus amounts that are due or may become due for the following: late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with beneficiaries effort to protect and preserve its security must be cured as a condition of reinstatement. Monthly Payment $712.67 Monthly Late Charge $35.63 By this reason of said default the beneficiary has declared all obligations secured by said trust deed immediately due and payable, said sums being the following, to wit: The sum of $75,551.66 together with interest thereon at the rate of 7.8500 per annum from 2/1/2008 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, LSI Title Company of Oregon, LLC, the undersigned trustee will, on 4/8/2009, at the hour of 01:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the front door of the Daniel Chaplin Building, 1001 4th Street, La Grande, OR County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service. If there are any irregularities are discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Dated: 12/2/2008 LSI Title Company of Oregon, LLC, as Trustee By: Quality Loan Service Corp. of Washington, as agent Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 OR-08-169923-CM Signature By: Seth Ott, Assistant Secretary For Non-Sale Information: Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This Office is attempting to collect a debt and any information obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P504378 12/15, 12/22, 12/29, 01/05/2009 Publish: December 15, 22, 29, 2008; January 5, 2009 Legal no. 3420
TRUSTEE’S NOTICE OF SALE Loan No.: 0056077027 T.S. No.: OR-08-205552-SH Reference is made to that certain deed made by BART J SCHRAM, AN UNMARRIED MAN as Grantor to Abstract & Title Company, as Trustee, in favor of Mortgage Electronic Registration Systems, Inc., ("MERS"), as nominee for First Horizon Home Loan Corporation, as Beneficiary, dated 3/23/2006, recorded 03/27/2006, in official records of Union County, Oregon, in book/reel/volume No. xxx, at page No. xxx fee/file/instrument/microfile/reception No. 20061382 covering the following described real property situated in said County and State, to wit: APN: 04S4018BC-201-0-501 LEGAL DESCRIPTION ATTACHED AS EXHIBIT A EXHIBIT "A" TRACT "A": COMMENCING AT A POINT 72 1/2 RODS WEST OF THE SOUTHEAST CORNER OF THE NORTHWEST QUARTER OF SECTION 18, TOWNSHIP 4 SOUTH, RANGE 40 EAST OF THE WILLAMETTE MERIDIAN, UNION COUNTY, OREGON; THENCE, NORTH 37 1/2 RODS; THENCE, EAST 2 RODS; THENCE, NORTH 1 1/2 RODS; THENCE, EAST 8 1/2 FEET; THENCE, NORTH 7 RODS AND 11 FEET; THENCE, WEST 18 RODS; THENCE SOUTH 560 FEET, MORE OR LESS, TO THE NORTHEASTERLY LINE OF OREGON STATE HIGHWAY NO. 203 (FORMERLY KNOWN AS THE OLD OREGON TRAIL HIGHWAY); THENCE, SOUTHEASTERLY ALONG THE NORTHEASTERLY LINE OF SAID HIGHWAY TO THE SOUTH LINE OF THE NORTHWEST QUARTER OF SAID SECTION 18, THENCE, EAST 93.75 FEET, MORE OR LESS, TO THE POINT OF BEGINNING. (04S4018BC-200 AND 201) TRACT "B": COMMENCING AT A POINT ON THE NORTHERLY SIDE LINE OF THE OREGON STATE HIGHWAY NO. 203 (FORMERLY KNOWN AS OLD OREGON TRAIL HIGHWAY) WHICH POINT IS 88 RODS AND 2 FEET WEST APPROXIMATELY 210 FEET NORTH OF THE SOUTHEAST CORNER OF THE NORTHWEST QUARTER OF SECTION 18, TOWNSHIP 4 SOUTH, RANGE 40 EAST OF THE WILLAMETTE MERIDIAN, UNION COUNTY, OREGON; SAID POINT OF BEGINNING BEING THE INTERSECTION OF THE NORTHEASTERLY LINE OF SAID HIGHWAY AND THE EAST LINE OF LAND CONVEYED TO WALTER V. THOMPSON AND WIFE, BY DEED RECORDED IN BOOK 105, PAGE 77, RECORDS OF UNION COUNTY, OREGON; FROM SAID POINT OF BEGINNING SO FOUND AND DETERMINED, THE DESCRIPTION OF THE PARCEL OF LAND HEREBY DESCRIBED RUNS NORTH 560 FEET, MORE OR LESS, TO A POINT WHICH IS 46 RODS AND 11 FEET NORTH AND 88 RODS AND 2 FEET WEST OF THE SOUTHEAST CORNER OF SAID NORTHWEST QUARTER OF SECTION 18; THENCE, WEST 12 RODS; THENCE, SOUTH 24 RODS, MORE OR LESS, TO THE NORTHERLY LINE OF THE SAID OREGON STATE HIGHWAY NO. 203; THENCE, SOUTHEASTERLY ALONG THE NORTHERLY LINE OF SAID HIGHWAY TO THE POINT OF BEGINNING. (04S018BC-300) Commonly known as: 101 EAST BRYAN STREET UNION, OR 97883 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice has been recorded pursuant to Section 86.735 (3) of Oregon Revised Statutes; the default for which the foreclosure is made is the grantor’s: Installment of principal and interest plus impounds and/or advances which became due on 7/1/2008 plus amounts that are due or may become due for the following: late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with beneficiaries effort to protect and preserve its security must be cured as a condition of reinstatement. Monthly Payment $1,063.79 Monthly Late Charge $42.16 By this reason of said default the beneficiary has declared all obligations secured by said trust deed immediately due and payable, said sums being the following, to wit: The sum of $126,875.69 together with interest thereon at the rate of 6.7500 per annum from 6/1/2008 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, First American Title Insurance Company, the undersigned trustee will, on 4/3/2009, at the hour of 01:00:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the front door of the Daniel Chaplin Building, 1001 4th Street, La Grande, OR County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service. If there are any irregularities are discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Dated: 11/24/2008 First American Title Insurance Company, as Trustee By: Quality Loan Service Corp. of Washington, as agent Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 OR-08-205552-SH Signature By: Hazel Garcia, Assistant Secretary For Non-Sale Information: Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This Office is attempting to collect a debt and any information obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P502444 12/8, 12/15, 12/22, 12/29/2008 Publish: December 8, 15, 22, 29, 2008 Legal no. 3418
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