January 10, 2007 11:00 pm


Reference is made to that certain trust deed made by Karen K. Ludwig, a single person, as grantor, to Abstract & Title Company, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Mann Financial Inc. D/B/A Westcorp Mortgage, as beneficiary, dated 04/01/04, recorded 04/01/04, in the mortgage records of Union County, Oregon, as 20041749 and subsequently assigned to Wells Fargo Bank, N.A. by Assignment covering the following described real property situated in said county and state, to wit: Beginning at a point 80 feet South and 245 feet West of the Southeast corner of Block 1 of Grandy's Addition to La Grande, Union County, Oregon; thence South 125 feet; thence West 50 feet; thence North 125 feet; thence East 50 feet to the point of beginning. Situate in the City of La Grande, Union County, Oregon. PROPERTY ADDRESS: 902 MAIN AVENUE, LA GRANDE, OR 97850. Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $1,084.98 beginning 03/01/06; plus late charges of $43.40 each month beginning 03/16/06; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $132,687.32 with interest thereon at the rate of 6 percent per annum beginning 02/01/06; plus late charges of $43.40 each month beginning 03/01/06 until paid; plus prior accrued late charges of $0.00; plus advanced of $0.00; together with title expense, costs, trustee's fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on April 9, 2007 at the hour of 10:00 o'clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: outside the main entrance of the Daniel Chaplin Building, 1001 4th Avenue Street, in the City of La Grande, County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of trust deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee's "Urgent Request Desk" either by personal delivery to the trustee's physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee's post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender's estimated or actual bid. Lender bid information is also available at the trustee's website, Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not hen be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee's sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular, includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. The trustee;s rules of auction may be accessed at and are incorporate by this reference. Yo may also access sale status at and Northwest Trustee Services, Inc. Dated December 5, 2006. By Assistant Vice President, Northwest Trustee Services, Inc. is successor by merger to Northwest Trustee Services, PLLC (formerly known as Northwest Trustee Services, LLC) For further information, please contact: Kathy Taggart, Northwest Trustee Services, Inc., P.O. Box 997, Bellevue, WA 98009-0997, (425) 586-1900, File No. 7023.12419/Ludwig, Karen K. THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Publish: January 11, 18, 25, 2007; February 1, 2007

Legal no. 2618



Eastern Oregon Storage

2007 Adams Ave

La Grande, OR 97850


The personal property of the following individuals will be auctioned due to long-term payment delinquency. An auction will be held on Thursday, January 25, 2007 at Noon. The location of the auction is 10306 West Railroad Ave, Island City, OR 97850.

Gail Raczkowski - Unit 422

Tricia Chatfield - Unit 490

Publish: January 11, 18, 2007

Legal no. 2642




Notice is hereby given that the following vehicle will be sold, for cash to the highest bidder, on 1/24/2007. The sale will be held at 10:00 am by



2002 Honda CBR VIN_JH2SC50042M006609

Amount due on lien $1850.00

Reputed owner(s) Daniel Reeves

Christopher Imbeau

Publish: January 11, 18, 2007

Legal no. 2640