LEGALS FOR THE DAY OF DEC. 7, 2006

December 07, 2006 12:00 am

TRUSTEE'S NOTICE OF SALE

Reference is made to that certain Trust Deed made by Russell W Buckley, Sole And Separate, as grantor(s), to Chicago Title Insurance Company, as Trustee, in favor of mortgage Electronic registration Systems, Inc., as Beneficiary, dated 02/10/2004, recorded 02/20/2004, in the mortgage records of Union County, Oregon, as Recorder's fee/file/instrument/microfilm/reception Number 20040964, covering the following described real property situated in said county and state, to wit:

LOT SEVEN (7) AND EIGHT (8) IN BLOCK TWENTY-FOUR (24) OF HANNAH'S ADDITION TO WEST UNION TO THE CITY OF UNION, UNION COUNTY, OREGON, ACCORDING TO THE RECORDED PLAT OF SAID ADDITION. TOGETHER WITH THE STRIP OF LAND 5 FEET IN WIDTH WHICH HAS ACCRUED TO THE EAST SIDE OF LOTS BY VACATION OF THE ALLEY IN SAID BLOCK.

PROPERTY ADDRESS: 1021 S 4TH STREET

UNION, OR 97883

Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations secured by the Trust Deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $814.89 beginning 06/01/2006; plus late charges of $25.94 each month beginning with the 06/01/2006 payment plus prior accrued late charges of $ .00; plus advances of $0.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein.

By reason of said default the Beneficiary has declared all sums owing on the obligation secured by the Trust Deed immediately due and payable, said sums being the following to wit: $78,077.31 with interest thereon at the rate of 6.75 percent per annum beginning 05/01/2006 until paid, plus all accrued late charges thereon together with title expense, costs, trustee's fees and attorneys fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein.

WHEREFORE, notice hereby is given that, RECONSTRUST COMPANY, N.A., the undersigned Trustee will on Friday, February 16, 2007 at the hour of 10:00 AM in accord with the standard of time established by ORS 187.110, at the following place: outside the main entrance of the Daniel Chaplin Building, 1001 4th Street, in the city of La Grande, County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary f the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the Trustee's and attorney's fees not exceeding the amounts provided by ORS 86.753.

In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any.

Dated 10-4-2006 RECONSTRUST COMPANY, N.A., Paula Franklin, Assistant Secretary.

For further information, Please contact:

RECONSTRUST COMPANY, N.A.

COUNTRYWIDE HOME LOANS, INC.

1757 TAPO CANYON ROAD, SVW-88

SIMI VALLEY, CA 93063

(800)-281-8219

TS No. 06-20886

Doc ID #000516944682005N

THIS IS AN ATTEMPT TO COLLECT A DEBT AND INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER IF YOU HAVE OR ARE IN THE PROCESS OF OBTAINING DISCHARGE OF THE DEBT FROM A BANKRUPTCY COURT, THIS DOCUMENT IS NOT AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF LIEN RIGHTS AGAINST THE PROPERTY.

Publish: November 23, 30, 2006; December 7, 14, 2006

Legal no. 2579

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TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by John T. Harris, as grantor, to Eastern Oregon Title, Inc., as trustee, in favor of Community Bank, as beneficiary, dated 06/19/02, recorded 06/26/02, in the mortgage records of Union County, Oregon, as 20023755 and subsequently assigned to U.S. Bank, N.A. by Assignment recorded as 20024956, covering the following described real property situated in said county and state, to wit: The Northwest quarter of the Northwest quarter of th Northwest quarter of Section 14 in Township 3 South, Range 39 East of the Willamette Meridian, in Union County, Oregon. PROPERTY ADDRESS: 66582 Gekeler Lane, La Grande, OR 97850. Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $1,393.60 beginning 06/01/06; plus late charges of $69.68 each month beginning 06/16/06; plus prior accrued late charges of $162.09; plus advances of ($19.20); together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $159,699.88 with interest thereon at the rate of 6.875 percent per annum beginning 05/01/06; plus late charges of $69.68 each month beginning 06/16/06 until paid; plus prior accrued late charges of $162.09; plus advances of $19.20); together with title expense, costs, trustee's fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is given that the undersigned trustee will on February 12, 2007 at the hour of 10:00 o'clock, A.M. in accord with the standard of time established by ORS 187.110, with the following place: outside the main entrance of the Daniel chaplin Building1001 4th Avenue Street, in the City of La Grande, County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee's "Urgent Request Desk" either by personal delivery to the trustee's physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee's post office box address set forth in this notice. due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender's estimated or actual bid. Lender bid information is also available at the trustee's website, www.northwesttrustee, com. Notice is further given that any persona named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee's sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Dated: October 11, 2006; Northwest Trustee Services, Inc. By Chris Ashcraft, Assistant Vice President, Northwest Trustee Services, Inc. is successor by merger to Northwest Trustee Services, PLLC (formerly known as Northwest Trustee Services, LLC) For further information, please contact: Chris Ashcraft, Northwest Trustee Services, Inc. P.O. Box 997, Bellevue, WA 98009-0997, (425) 586-1900, File No.7713.20155/Harris, John T. THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Publish: November 16, 23, 30, 2006; December 7, 2006

Legal no. 2573

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TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Janet Lynn Stafford aka Janet L. Stafford, as grantor, to First American Title Insurance, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for BNC Mortgage, Inc., as beneficiary, dated 09/03/02, recorded 09/13/02, in the mortgage records of Union County, Oregon, as 20025206, covering the following described real property situated in said county and state, to wit: Lots Six (6), Seven (7) and Eight (8) in Block Nineteen (19) of North Elgin, City of Elgin, Union County, according to the recorded plat thereof. PROPERTY ADDRESS: 90 North 17th Street Elgin, OR 97827 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $802.53 beginning 07/01/06; plus late charges of $26.45 each month beginning 07/16/06; plus prior accrued late charges of $132.24; plus advances of $2,490.90; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $63,935.78 with interest thereon at the rate of 12.125 percent per annum beginning 06/01/06; plus late charges of $26.45 each month beginning 07/16/06 until paid; plus prior accrued late charges of $132.24; plus advances of $2,490.90; together with title expense, costs, trustee's fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on February 21, 2007 at the hour of 10:00 o'clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: outside the main entrance of the Daniel Chaplin Building, 1001 4th Avenue Street, in the City of La Grande, County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee's "Urgent Request Desk" either by personal delivery to the trustee's physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee's post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender's estimated or actual bid. Lender bid information is also available at the trustee's website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. Requests from person named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee's sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Northwest Trustee Services, Inc. Dated: October 20, 2006 By Chris Ashcraft Northwest Trustee Services, Inc. is successor by merger to Northwest Trustee Services, PLLC (formerly known as Northwest Trustee Services, LLC) For further information, please contact: Chris Ashcraft Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425) 586-1900 File No.7236.20889/Stafford, Janet L. This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. ASAP# 798227 11/23/2006, 11/30/2006, 12/07/2006, 12/14/2006

Publish: November 23, 30, 2006; December 7, 14, 2006

Legal no. 2595

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TRUSTEE'S NOTICE OF SALE

Reference is made to that certain trust deed made by Donald Kandle and Tina D. Kandle, as grantors, to Paul S. Cosgrove, Esq., as trustee, in favor of Budget Finance Company, as beneficiary, dated December 14, 2005, recorded January 19, 2006, in the mortgage records of Union County, Oregon, as No. 20060285, the beneficial interest thereafter being assigned to Budget Capital Corporation by instrument recorded February 22, 2006, as No. 20060808, covering the following described real property situated in the above-mentioned county and state, to-wit: Lots 1, 2 and 3 in Block 22 of NORTH POWDER, Union County, Oregon, according to the Recorded Plat thereof.

Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a Notice of Default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the de-fault for which the foreclosure is made is grantor's failure to pay when due the following sums: Monthly payments for May 2006 through September 2006, in the total amount of $2,905.45, plus late charges $54.19, plus advances of $60.00.

By reason of said default the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to-wit: As of May 1, 2006, the principal sum of $61,930.10 plus interest; plus any sums advanced by the beneficiary or beneficiary's successor in interest for the protection of the above described property, plus attorney and trustee's fees incurred by reason of said default.

WHEREFORE, notice hereby is given that the undersigned trustee will on January 22, 2007, at the hour of 11:00 a.m., in accord with the standard of time established by ORS 187.110, at front steps to Union County Courthouse, 1008 K Avenue, in the City of LaGrande, County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by grantor of the said trust deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the per-formance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed and the words "trustee" and "beneficiary" include their respective successors in interest, if any. The Federal Fair Debt Collection Practices Act requires we state: This is an attempt to collect a debt and any information obtained will be used for that purpose.

DATED September 7, 2006. /s/ Paul S. Cosgrove, Esq., Trustee.

State of Oregon, County of Multnomah) ss: I, the undersigned, certify that the foregoing is a complete and exact copy of the original trustee's notice of sale. /s/ Molly Luoto, for trustee. For additional information call (503) 291-6700 or (503) 956-8139.

Publish: November 16, 23, 30, 2006; December 7, 2006

Legal no. 2582

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TRUSTEE'S NOTICE OF SALE Loan No: XXXXXX0900 T.S. No.: 1088974-09 Reference is made to that certain deed made by, Jay Walter Courtright & Kelley Diane Courtright & John Scott Harvey, as Grantor to Abstract & Title Company, as Trustee, in favor of First Horizon Home Loan Corporation D/B/A Premier, as Beneficiary, dated May 15, 2000, recorded May 19, 2000, in official records of Union County, Oregon in book/reel/volume No. xx at page No. xx, fee/file/Instrument/microfilm/re- ception No. 20001973 covering the following described real property situated in said County and State, to-wit: All of lots 19, 20, 21, 22 and the south 42 feet of lots 23, 24, 25, and 26, all in block 5 in the town of Imbler, Union county, Oregon, according to the recorded plat thereof. Commonly known as: 240 Third Street Imbler Or 97841. Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor's: Failure to pay the monthly payment due June 1, 2006 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. Monthly payment $1,018.36 Monthly Late Charge $34.69. By this reason of said default the beneficiary has declared all obligations secured by said Deed of Trust immediately due and payable, said sums being the following, to-wit; The sum of $102,873.68 together with interest thereon at the rate of 8.875% per annum from May 01, 2006 until paid; plus all accrued late charges thereon; and all trustee's fees, foreclosure costs and any sums advance by the beneficiary pursuant to the terms and conditions of the said deed of trust. Whereof, notice hereby is given that, Cal-Western Reconveyance Corporation the undersigned trustee will on February 20, 2007 at the hour of 1:00pm, Standard of Time, as established by Section 187.110, Oregon Revised Statutes, At the "K" Avenue entrance to Union County Courthouse 1008 "K" Avenue City of La Grande, County of Union, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expense of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee's and attorney's fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words "trustee" and "beneficiary" includes their respective successors in interest, if any. Dated: October 16, 2006. Cal-Western Reconveyance Corporation 525 East Main Street P.O. Box 22004 El Cajon Ca 92022-9004 Cal-Western Reconveyance Corporation Signature/By: Lorrie Womack, A.V.P. R-131338 11/16/06, 11/23/06, 11/30/06, 12/07/06.

Publish: November 16, 23, 30, 2006; December 7, 2006

Legal no. 2585

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NOTICE OF PROPOSAL

TO ESTABLISH BRANCH

BANK OFFICE

Notice is hereby given that the Banner Bank, Walla Walla, WA has made application to the Federal Deposit Insurance Corporation, Washington, D.C. 20429, for its written consent to establish a branch banking facility at 10901 Island Avenue, La Grande, Oregon 97850.

Any person wishing to comment on this application may file his or her comments in writing with the regional director (DOS) of the Federal Deposit Insurance Corporation at its Regional Office, 25 Jessie Street at Ecker Square, Suite 2300, San Francisco, CA 94105, not later than December 22, 2006. The non-confidential portions of the application are on file in the regional office and are available for public inspection during regular business hours. Photocopies of the non-confidential portion of the application file will be made available upon request.

December 7, 2006

Banner Bank

First & Alder

Walla Walla, WA 99362

Publish: December 7, 2006

Legal no. 2605

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PUBLIC NOTICE

NOTICE IS GIVEN, that the Board of Commissioners will conduct a hearing to be held on Tuesday, December 12, 2006, beginning at 2:00 p.m., in the Main Floor Conference Room of the Wallowa Co. Courthouse. This hearing will be held to consider an appeal of the Planning Commission Decision to deny the Dunning/Smejkal proposal to establish four Non-farm parcels under HB3326 provisions.

MEETING AND HEARINGS ARE OPEN TO THE PUBLIC. THOSE INTERESTED IN ATTENDING ARE ENCOURAGED TO DO SO. FOR QUESTIONS, PLEASE CONTACT THE WALLOWA COUNTY BOARD OF COMMISSIONERS OFFICE AT 426-4543, EXT. 11.

Publish: November 30, 2006; December 7, 2006

Legal no. 2600